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You may sift through your stack of credit cards and wonder if you have too many. Or, if you're considering opening new credit accounts, you want to be sure it won't affect your credit before doing so. The best number of credit cards is one of those questions that doesn't have a one-size-fits-all type of answer.

The credit scoring calculation looks at the number of credit cards you have, but in comparison with other information on your credit report. The best number of credit cards depends on your ability to manage your debt and credit card payments.

You can tell if you have too many credit cards by the effect on your credit.

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You may sift through your stack of credit cards and wonder if you have too many. Or, if you're considering opening new credit accounts, you want to be sure it won't affect your credit before doing so.